Plan your Dubai mortgage, upfront purchase costs, rental yield and monthly budget in one simple workbook. Free to download. Works in Excel and Google Sheets.
Monthly mortgage payment, total interest, loan-to-value and the cash you need to bring on day one.
DLD transfer fee, agent commission, trustee office fee, mortgage registration, bank and valuation fees, all added up.
Gross and net rental yield, service charges, and monthly cash flow after your mortgage payment.
Your income against living costs including the mortgage, with a savings rate and a mortgage-to-income check.
A year-by-year view of how your loan balance falls, with interest and principal split out.
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Yes. There is no cost to download it. We ask for your email so we can send the file and answer any questions about buying property, mortgages or setting up a business in Dubai.
Yes. Upload the file to Google Drive and open it with Google Sheets, or open it directly in Microsoft Excel.
The fee percentages and amounts are typical estimates entered as editable assumptions. Banks, developers and the Dubai Land Department set their own current rates, so please confirm every figure before you commit. The calculator is a planning tool and not financial, legal or tax advice.
Yes. Every key assumption, including the down payment, interest rate and loan term, can be changed. Lender requirements differ for residents and non-residents, so check your own terms with the bank. Our mortgage guide and calculator explains the main points for overseas buyers.
If you would like a second pair of eyes on your plan, get in touch. We can point you to the right next step for property investment, mortgages or business setup in Dubai.